Archive for the 'Buyers' Category

Straight-talk on the “Mortgage Credit Crunch”

While many recover from tryptophan-induced food comas over the next few weeks, the looming question is bound to return:
What’s going on with the mortgage market?
Realistically we may see a few more after-shocks but most analysts agree that the major changes to the home loan industry have likely run their course. For homeowners and buyers in [...]

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Sellers & Buyers - When There’s Concern Get Back To The Basics

Our stay at Rosario Resort found us in sunny skies and flip-flop weather. Our keelboat sailing course at Orcas Island Sailing was exhausting for me but a piece of cake for my husband who has been sailing since he was a kid. I passed the exam, got my little sticker, and am on the way [...]

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Your Million Dollar Condo - Decisions! Decisions!

This issue I promised to share info about our luxury condo market, more precisely our over $1M condo market. I haven’t yet tired of looking at or showing these homes. Sometimes my work is so difficult. <sigh> In fact, this photograph is from a $10 million dollar condominium in downtown Seattle. It is luxury - [...]

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Mayor Tells Messy Property Owners: “CLEAN UP YOUR ACT”

On March 29th Seattle Mayor Greg Nickels announced a program called “Clean Up Your Act” which will significantly increase fines for landlords and property owners who refuse to repair dilapidated homes, who turn their backyards into junkyards, or let bushes and weeds grow out of control.
The changes to the city’s land use, housing, and weed [...]

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Orcas Island properties, a little and a lot

I just returned from Orcas Island, the largest of the San Juan Islands which was once part of Vancouver Island.  There is much history in this quiet island which has changed dramatically since the 70s. What draws people here (Gary Larson, Warren Miller, Hobie Alter, Bill Anders) who can afford to live almost anyplace in [...]

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Don’t Borrow Trouble — a smart campaign

I was warned about this two years ago, sitting in an uncomfortable chair in a chilly meeting room in Kent. I needed continuing education hours to renew my real estate license so I took a $10 class by a highly-recommended Stewart Title officer. During the class our instructor described a road map of what we’d [...]

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Lender Tides are Changing

My husband Henrik and I bought this sailboat earlier this year, an old Catalina 25 that we’re fixing up. He’s Swedish, I have history in Louisiana, we may name it Swedish Gumbo. It’s looking pretty good and my husband’s teaching me to sail. I grew up with boats so I work the tiller pretty well [...]

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Are You Ready to Buy?

Here are the ways to know when it makes sense financially to purchase your first home.
Buying your first home is a personal decision that you should make independent of what the market may or may not be doing.
“Time means nothing,” says Michael Eisenberg, a CPA and financial planning specialist in West Los Angeles. You can’t [...]

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Anatomy of a Credit Score

Credit is becoming increasingly important for many reason but particularly when looking to buy, invest, refinance, etc. So just what is a credit score? To calculate a score, 22 pieces of data collected from the three major credit bureaus are used. The lowest possible score is 300 while the highest is 850.
The final number is [...]

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First-time Buyers

Buying a home can be scary. Not only is a home the only investment lots of people will have but it’s usually the most valuable investment most people have. A home is usually the most important tangible item in a person’s life. It’s where we’re often born, grow up and form identities, have birthdays, get [...]

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